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Get Smart on Property Financing

Written by Dennis Ng on .

Business Times Property Supplement Year 2012
Published February 23, 2012


JUST mention 'property financing' and some people start to get a headache, especially those who do not like to look at or crunch numbers. Fret not, we share with you some tips in this article that will help you get savvy on property financing, including the latest rules and finer details.

Property cooling measures - how do they affect your housing loan?

If you have an existing housing loan, for the next property you purchase, you can get a maximum of only 60 per cent financing, which means you will need to come up with at least 40 per cent of the purchase price yourself including at least 10 per cent cash.

My book Won the Popular Readers' Choice Award for Chinese Category

Written by Dennis Ng on .

My 2nd book "Why is Money Always Not Enough?" 为什么钱总是不够用?" won the Inaugural Popular Readers' Choice Award 2011 for Chinese Category!

These are the top 10 nominees for the Readers' Choice Award for 3 categories:

The award is based on votes by Readers. So this award is NOT possible without all of your tremendous support! I want to thank all of you from the bottom of my heart for making another of my Dream come True!

Imagine Chinese is only my 2nd Language, and imagine a Chinese 2nd language student writing a 100% Chinese book and winning a Book Award for Chinese Category against other accomplished writers such as Liang Wen Fook, to me, it is really quite an amazing journey!