I went to several bank websites, compared rates, but realised not all are comprehensive enough to make good judgement.

My then bank which I have a mortgage with, the branch manager didn’t explain the terms and conditions of the housing Loan package in full, and made no attempt to keep my loan low, for e.g. told me that I would need a bridging loan, which after consulted with HousingLoanSG Consultant, I was advised I did not need such facility if I planned my transactions carefully.

HousingLoanSG’s consultant Miss June, took pains to explain all banks' rates to me, the pros and the cons of the different Housing Loan packages, which enabled me to choose a package that really meet my needs and save me money. - Phiroze