I would like express a BIG thank you to Victor Wong of www.HousingLoanSG.com for his patience and advice during the loan application process. He had absolutely saved me the time and energy to look at what the banks in Singapore are offering. Approval took only about 2 days, which was much faster than what I had expected. He rendered great service and offered unbiased information and I believe that this is what customers really want from a mortgage broker. - Estee Chan