I came across your forum via the housingloan website as I was looking to refinance my housing loan.

After spending straight 10 hours on your forum on Saturday (still haven't finish reviewing all), I discovered many jewels and gems and had learnt alot from you.

I want to say a big THANK YOU to you for being so generous to share your knowledge and experience. Please keep doing what you are doing so that many people like me who wanted to have financial freedom can be benefited and inspired. - Katherine Lye