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Maximum Loan Quantum for Residential Properties in Singapore

The Maximum Loan Quantum that you qualify is dependent on a few factors, which will also determine the Minimum Cash Down Payment that is required.

The  Maximum Loan Quantum, Minimum Down Payment and Loan Period for Individual and Corporate Borrowers are summarized in the table below.

 

Individual Borrower

Corporate Borrower

 

With Zero
Outstanding Loan

With 1
Outstanding Loan

With 2 or more
Outstanding Loans

 
PRIVATE PROPERTY

Up to 30 years tenor

Min. Cash Down Payment

80%

5%

50%

25%

40%

25%

20%

80%

Up to 35 years tenor

Min. Cash Down Payment

60%

10%

30%

25%

20%

25%

20%

80%

HDB FLAT

Up to 25 years tenor

Min. Cash Down Payment

80%

5%

50%

25%

40%

25%

N.A.

Up to 30 years tenor

Min. Cash Down Payment

60%

10%

30%

25%

20%

25%

N.A.

With effect from 11 Jan 2013

 

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