Maximum Loan Quantum for Residential Properties in Singapore
The Maximum Loan Quantum that you qualify is dependent on a few factors, which will also determine the Minimum Cash Down Payment that is required.
The Maximum Loan Quantum, Minimum Down Payment and Loan Period for Individual and Corporate Borrowers are summarized in the table below.
|
|
Individual Borrower |
Corporate Borrower |
||
|---|---|---|---|---|
|
With Zero |
With 1 |
With 2 or more |
||
| PRIVATE PROPERTY | ||||
|
Up to 30 years tenor Min. Cash Down Payment |
80% 5% |
50% 25% |
40% 25% |
20% 80% |
|
Up to 35 years tenor Min. Cash Down Payment |
60% 10% |
30% 25% |
20% 25% |
20% 80% |
| HDB FLAT | ||||
|
Up to 25 years tenor Min. Cash Down Payment |
80% 5% |
50% 25% |
40% 25% |
N.A. |
|
Up to 30 years tenor Min. Cash Down Payment |
60% 10% |
30% 25% |
20% 25% |
N.A. |
With effect from 11 Jan 2013
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